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You spend years in school, take on debt, and are told a college degree is the safest path to a good life. But in 2026, more graduates than ever are asking a difficult question: was it actually worth it? In this video, I break down whether a college degree is truly paying off in today’s economy—or quietly holding people back. Using current labor market trends, student loan data, and wage outcomes, I explain why the value of a degree has become far more uneven than most students are led to believe. We’ll look at how degree inflation has changed hiring, why many jobs no longer reward education the way they once did, and how rising tuition and opportunity costs have shifted the risk almost entirely onto students. I’ll also explain which degrees still tend to provide leverage, which ones struggle to justify their cost, and why timing and career alignment matter more than the diploma itself. More importantly, this isn’t an argument against education. It’s about understanding the real return on investment of a degree in 2026, how to think about skills versus credentials, and how students and early-career professionals can avoid financial traps that delay independence for years. If you’ve ever wondered whether college was the right move—or you’re trying to decide what path makes sense now—this video will help you see the trade-offs clearly instead of emotionally. Subscribe to *INVEST WITH ADAM* for clear, data-driven videos that challenge conventional advice and focus on making smarter long-term financial decisions. If this video was helpful, consider liking it, sharing it with a student or parent who’s weighing their options, and commenting with your own experience or degree—it helps others see the full picture. #college2026 #studentloans #highereducation #careeradvice #personalfinance #degreevalue #financialeducation #investwithadam ⚠️ DISCLAIMER: I am not a financial advisor, accountant, or legal professional. The content on this channel is for educational and entertainment purposes only and should not be considered financial, investment, tax, or legal advice. Every individual’s financial situation is unique, and you should consult a qualified professional before making any financial decisions. Any examples or discussions are illustrative and not guarantees of future outcomes.