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Receiving an Inheritance (How to Spend It) Not everyone's lucky enough to receive an inheritance so those who are fortunate enough should do what they can to make the most of it. Receiving a windfall and losing it after a short amount of time is a common occurrence as those heirs often aren't sure how to handle a large sum of money, especially all at once. This same type of behavior is seen with professional athletes and lottery winners who end up broke after a short amount of time. There are a few simple things you should do upon receiving an inheritance that will help you make the most of it instead of wondering where all of that money went a few years down the road. Allocating the capital properly will enrich your life as well as the lives of others.