Full Show: The Art of Spending Money & Ultimate Retirement Tool for Your Side Hustle скачать в хорошем качестве

Full Show: The Art of Spending Money & Ultimate Retirement Tool for Your Side Hustle

Are you spending your way toward misery or saving your way toward regret? Whether it's the "comparison trap" of trying to keep up with the neighbors or the "super-savers" who struggle to spend even a penny, Clark says it’s time to find the healthy balance between discipline and enjoyment. Also, a powerful wealth-building tool is finally getting the attention it deserves: the Solo 401(k). As self-employment and side hustles surge, many people are missing out on the ability to shield massive amounts of income from taxes. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the February 16, 2026, episode of The Clark Howard Show. Submit your questions: https://clark.com/ask Mentioned on the show: https://clark.com/personal-finance-cr... 00:00 - Intro 02:11 - The Art of Spending Money 09:11 - Ask Clark - Is keeping a low-balance checking account at the same bank (with overdraft protection disabled) just as safe as using a separate bank for debit and risky transactions? (Joseph, CO) 10:58 - Ask Clark - What do you think about Sling TV’s new day-pass option for short-term access to channels like ESPN instead of a monthly subscription? (Paul, FL) 11:50 - Ask Clark - Is 0% financing truly better than paying cash if there are no interest charges, such as spreading payments over 36 months for a $5,000 furniture purchase? (Mike, CA) 15:42 - Solo 401(k) 19:33 - Ask Clark - Are Roth IRA withdrawals truly tax-free at both the federal and state level, or is that just a simplified explanation? (Beau, RI) 20:09 - Ask Clark - Should a fully funded emergency fund include the cost of COBRA health insurance in case of job loss? (Logan, CA) 21:57 - Ask Clark - Should restaurants be required to disclose upfront that they round up cash payments and do not give coins as change? (Sven, PA) Clark.com: Advice You Can Trust: SUBSCRIBE:    / clark   Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram:   / theclarkdotcom   Facebook:   / clarkhoward   Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/