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Have you been too scared to open up a new credit card? Worried about racking up excess debt? Told that credit cards are only for old, rich, white men with money to burn? I get it –– credit cards are often painted as the fastest gateway to debt, and they certainly can be! But like any money tool, knowing how to use a credit card can actually help you earn MORE money and rewards than your traditional debit card. Credit cards have gotten a bad rap due to their easy misuse and the lack of knowledge about credit card best practices. We’re constantly bombarded with opposing views of whether credit cards are good or bad. But what’s true? Tune in to this video to learn ... → why you should EXCLUSIVELY be using your credit card → the secret world of credit card perks (aka FREE sh*t) → why annual fees are not as scary as you would think → how to build your credit responsibly My Top Credit Card Recs: https://herfirst100k.com/money-tools -- Follow me! / herfirst100k / herfirst100k / 362601367623070 Resources: My Website https://herfirst100k.com Card Recs https://herfirst100k.com/money-tools Take my FREE quiz for a personalized money plan: https://herfirst100k.com/quiz Stock Market School https://herfirst100k.com/invest My HYSA Partner (High Yield Savings Account) https://herfirst100k.com/hysa -- Chapters: 00:00 Intro 1:33 Why Use a Credit Card? 3:28 Credit Card Perks & Free Sh*t 6:38 Annual Fees 8:05 Picking the BEST Card 9:08 Managing Credit Responsibly