Dividing Assets in Divorce: Your Home, Retirement Accounts & Smart Trade-Offs — Carlsbad, CA Hub скачать в хорошем качестве

Dividing Assets in Divorce: Your Home, Retirement Accounts & Smart Trade-Offs — Carlsbad, CA Hub

In this Carlsbad Hub webinar, our panel walks through one of the most significant stress points in divorce: dividing assets—especially the family home and retirement accounts—and how to make decisions that are practical (not purely emotional), tax-aware, and aligned with your next chapter. You’ll hear how a mediated approach can create flexibility (smart “asset swaps,” customized solutions), while litigation often follows rigid rules and limited options. Tonight’s panel Laura McGee — Divorce Mediator, Co-Parenting Specialist & Divorce Coach Ken Lee — Family Law Attorney Jennifer Cheney — Divorce-Certified Realtor Emily Palmer — Mortgage Broker (Crest Funding) Cindy Jones — Divorce Financial Specialist (focus: retirement division, QDROs, tax impact) https://vestadivorce.com/carlsbad-hub/ What we cover ~ How to approach the family home like a financial decision (not just an emotional one) ~ Why Zillow isn’t a valuation strategy and how to use CMAs/appraisals effectively ~ Refinancing vs. mortgage assumption (and why timing matters) The “hidden” costs: property taxes, insurance changes, maintenance, HOA assessments ~ Retirement accounts & QDROs (401(k), 403(b), 457, pensions like CalPERS/CalSTRS) ~ Why taxes matter when swapping assets (home equity vs. pre-tax retirement) ~ Community vs. separate property, gifts/inheritances, commingling & tracing ~ Date of separation: why it’s important and why it can get complicated ~ Mediation vs. litigation: flexibility vs. the court’s “one-tool” approach ~ Q&A highlights: appraisal adjustments, selling timing, Bay Area resources, growth assumptions, and more Upcoming event We host monthly webinars, and we’re also offering a small in-person event in Carlsbad: Live event: January 14, register here: https://bit.ly/CarlsbadJan14 Reach out to the Vesta concierge team to register and request complimentary introductions to any panelists. Want support after watching? Vesta’s concierge team can connect you with the right professionals for your situation—mediation, legal strategy, mortgage analysis, real estate options, and financial planning for divorce.