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Everyone talks about retiring with $1M, $2M, or $3M — but almost no one explains what those numbers actually give you in real life. And the answer changes dramatically depending on one big factor: Social Security. In this animated breakdown, Fred the Duck compares exactly how much income $1 million, $2 million, and $3 million realistically generate in retirement — with and without Social Security. No hype. No fantasy returns. Just clear math translated into monthly life. We break down withdrawals, realistic spending ranges, and how guaranteed income quietly reshapes retirement security. The result? The difference between “comfortable,” “secure,” and “stress-free” becomes painfully obvious. You’ll learn: • what $1M, $2M, and $3M produce as monthly income • how Social Security changes the entire equation • why $1M feels tight for some — and fine for others • the lifestyle gap between each wealth tier • what level actually buys peace of mind This episode isn’t about chasing bigger numbers for ego. It’s about understanding what each milestone does — and doesn’t — give you. Because retirement isn’t about net worth headlines. It’s about cash flow, flexibility, and sleep-at-night money. Hit subscribe and let Fred show you how retirement wealth works when you stop guessing and start measuring.