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👉 Need help with Covered California? Schedule a call with me here: http://heritagehealthca.com Covered California vs Medi-Cal: What’s the REAL Difference? Covered California and Medi-Cal are some of the most common health insurance options in California—but how do they actually compare? One could get you free healthcare. The other might cost hundreds per month. And if your income changes… your eligibility might change. In this video, I break down: ✔️ What Covered California really is and who it’s for ✔️ What Medi-Cal is (and who qualifies for it) ✔️ Income limits, eligibility, and how they use the Federal Poverty Level (FPL) ✔️ A side-by-side comparison of both programs ✔️ Common mistakes that could get you kicked off your plan ✔️ What happens when your income changes—and how to stay protected Whether you’re trying to choose the right plan—or just found out you were switched—this video will help you understand what to do next. 👋 I’m Sebastian Vitug. I help people every day figure out their health insurance options—especially those who just lost Medi-Cal or don’t know where to start with Covered California. I’ve seen how easy it is to make the wrong move and end up overpaying—or losing coverage altogether. 📌 Timestamps: 0:00 Intro 0:43 What is Covered California? 4:18 What is Medi-Cal? 4:55 Medi-Cal Income Chart 7:01 Covered California vs. Medi-Cal Chart 9:00 Important Information ⚠️ Next Up: There’s a MAJOR change coming in 2026 that could make Covered California plans way more expensive—even if you qualify for subsidies now. #CoveredCalifornia #ACA2026 #HealthInsurance #Obamacare #ACASubsidies #ACAChanges #ACA #Medicaid #medicaid Cal #CoveredCAVsMedicaid #HealthCareGov