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In this heartfelt and empowering episode, host Jess Silva sits down with financial coach, speaker, and author Selina Flavius. Selina is the founder of Black Girl Finance and a powerful voice for women’s financial confidence and independence. Selina shares the story of losing her fiancé suddenly in 2022 and the financial, legal, and emotional aftermath that followed. Her personal experience, being left without access to his pension, benefits, or estate, highlights the urgent need for conversations around wills, protection, and long-term planning, especially for unmarried couples. She also speaks about founding Black Girl Finance, the financial gaps women face, and how financial education can be a way to reclaim power and security. This episode is full of practical tips, emotional honesty, and deeply human insight, a must-listen for anyone wanting to better protect themselves and the people they love. 💗 This episode is brought to you by Polly. If you need life insurance or critical illness cover, find us here: https://www.polly.co.uk 💫 Find our lovely guest and our details here to stay up to date: ✨ Selina Flavius → https://blackgirlfinance.co.uk/ ✨ Host - Jess Silva → @jess.silva.wild ✨ Follow the show → @pretty_covered_pod ⏱️ Chapters 00:00 - Introduction and Welcome 01:10 - Meet Selina Flavius: Black Girl Finance Mission 05:50 - Growing Up Without Financial Literacy 09:50 - The Unexpected Loss of Her Partner 17:20 - Navigating Death Without Marriage or a Will 27:00 - Family Complications and Legal Challenges 31:10 - The Importance of Financial Conversations 34:30 - Essential Financial Advice for Women 38:50 - Emergency Funds and Investment Basics 43:00 - Final Thoughts on Building Wealth 💖 Thanks for listening to Pretty Covered 💖 Subscribe for more real stories, heartfelt conversations, and empowering moments that remind us, it’s not about being perfect, it’s about being Pretty Covered. Statistics, amounts, and available resources mentioned in this episode are verified and correct as of the time of filming.