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🚨 Building more homes won’t fix housing affordability… alone. That’s not my take — it’s from The Globe and Mail, in a powerful piece by Paul Kershaw. Here’s what most people AREN’T talking about 👇 📉 In 2025, construction slowed in 🏙️ Toronto 🌆 Vancouver Yet… 💰 Home prices dropped 🏢 Rents declined So if “just build more” was the full solution… how did affordability improve while building slowed? 🤔 The article argues we’re missing the bigger levers: 🏦 Bank lending policies 📊 Interest rates set by the Bank of Canada 💸 Tax rules that reward rising home values 🔥 Cheap credit fueling bidding wars Supply matters. Absolutely. But credit, policy, and incentives shape prices just as much. If we only debate construction numbers, we ignore the forces that helped drive prices out of reach in the first place. So let’s talk about it 👇 Is this a supply crisis… or a policy and credit crisis? Comment your thoughts. Save this post. Follow for real conversations about Canadian real estate — no slogans, just strategy. 🏡📈