5 year lock-in a ₹3 Crore portfolio | Portfolio Breakdown скачать в хорошем качестве

5 year lock-in a ₹3 Crore portfolio | Portfolio Breakdown

👉 Over 500,000 wealth creators have reviewed their mutual fund portfolios with Dezerv. Get started: https://dezerv.onelink.me/8rfM/ugv45h0d About the episode: In this episode of Portfolio Breakdown by Dezerv, we analyze a ₹3.1 crore portfolio belonging to a senior IT leader in Bangalore. At first glance, the portfolio appears focused and purpose-driven. There's clear intent: building wealth for a child's future through a dedicated "Children's Benefit" fund. But beneath the emotional appeal lies a portfolio with serious structural challenges. The core issue: 91% concentration in a single mutual fund scheme marketed as a children's solution. The reality: 0.9% expense ratio — nearly double that of comparable funds 5-year exit load that locks in capital and restricts liquidity No tax advantage, superior returns, or meaningful diversification All-or-nothing redemptions that penalize partial exits If you've ever chosen an investment based on how it made you feel rather than what the numbers showed — this episode is for you. Follow Dezerv on: LinkedIn - /  / deze.  . Instagram - /https://www.instagram.com/dezerv.in/?... X - /https://x.com/DezervHQ #portfolioreview #investing #mutualfunds