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In this episode, Areeb Siddiqui speaks with Niaz Azad, the founder of Millennial Money UK, about his journey from a legal career to launching a peer-to-peer learning platform for millennials and Gen Zs to better manage their finances. They discuss the intersection of entrepreneurship, faith, and financial literacy, touching on the challenges of making money more Sharia-compliant and the importance of understanding and avoiding Riba. This podcast is powered by Kestrl. Kestrl is an app that helps Muslim to grow their wealth without compromising their beliefs Kestrl - The Muslim Money App https://kestrl.io/ Timestamp Breakdown: 00:00 - Intro 01:36 - The benefits of Entrepreneurship 05:34 - How Millennial Money UK started 09:34 - Should you start a business with a friend? 14:55 - Unfair Advantages and Luck vs. Hard Work 19:17 - Revenue streams and Clubhouse 23:40 - Going full-time on your start-up 29:14 - Top moments of Millennial Money 30:54 - Why don't people talk about money? 32:17 - What Kestrl's app does 33:17 - Parents' cultural views on entrepreneurship 37:52 - Having kids brings Rizq! 41:02 - Muslims BIGGEST problems with money 44:44 - How Islamic are UK Islamic Banks? 47:14 - The Global problems of Interest/Riba 49:21 - How interest funded Sudan's genocide 54:11 - Boycotting and Islamic Finance 55:02 - What ALLAH says about Riba 59:10 - Islamic Finance solving WORLD HUNGER? 1:01:23 - Islam's BEST investment (Uthman RA's well) 1:04:13 - Avoiding lifestyle INFLATION 1:06:52 - Tips for managing wealth 1:10:35 - Book and podcast recommendations for financial education. 1:13:16 - Where to find more information about Niaz and Millennial Money UK.