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In this video, I walk through how I’m handling over $20,000 in student loan debt, why I’m not panicking about it, and the strategy I’m using to balance loan payments with investing and long-term financial goals. I break down why I chose to go to college, how my electrical engineering degree factored into the decision, and how understanding interest rates completely changed how I think about paying off student loans. This isn’t about bragging or pretending debt doesn’t matter. It’s about being realistic, transparent, and intentional with money. Student loans are a tool — and whether they become a burden or stay manageable depends on how you approach them. If you’re dealing with student loan debt and trying to decide whether to pay it off aggressively or invest alongside it, this video will help you think through the numbers and the mindset behind the decision. Let me know in the comments how much student loan debt you have and what strategy you’re using. And if you want more content on personal finance, investing, and building a strong foundation in your 20s, consider subscribing.