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How To Budget Household Expenses

http://www.workingwithned.com - How to Budget Household Expenses Budgeting is not hard, but does take some time and effort. I use a method called zero-based budgeting. The method will account for all your income against spending, this does include savings. While learning how to budget household expenses you will not get it correct the first month. But with experience it will get easier. First you do need to know your spending. An easy way to do this is carry a small notebook and write down every time you spend money, and not just cash, but debit cards and credit cards also. Track the date, where, for what and amount. At the end of the month you can use this information to fill in the spreadsheet. I am working at home and soon will not need to budget using a zero-based budget. You can learn about my home business here: http://www.workingwithned.com Zero-based budget spreadsheet: http://blogned.s3-website-us-east-1.a...