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At Stablecoin Odyssey 2026 in Hong Kong, Panel 3 focused on how stablecoins had been driving real-world payment adoption across emerging markets, where demand for faster, cheaper, and borderless financial infrastructure had been most urgent. The session was moderated by Celine from the QHWDK Blockchain Club, and featured: • Jessica Cao, APAC CEO of Huma Finance • Will Wu, Regional Growth Lead at Bitget Wallet • Simon Li, CMO & VP of Channel Partnerships at Interlace • Luis, Founder of BitsLab Panelists shared insights into how stablecoins had been used in cross-border payments, remittances, digital commerce, and Web3-native financial services, while discussing the real drivers of adoption beyond transaction volume — including user behavior, infrastructure gaps, regulatory environments, and local market realities. The discussion explored what genuine adoption had looked like on the ground and how stablecoin payments could evolve from niche crypto use cases into everyday financial tools. 📍 Recorded at Soho House Hong Kong 📅 February 10, 2026 #StablecoinOdyssey #StablecoinPayments #EmergingMarkets #Web3Payments #OnchainFinance