The TRUTH About Life Insurance Pricing: Term vs Whole Life – What You Need to Know! скачать в хорошем качестве

The TRUTH About Life Insurance Pricing: Term vs Whole Life – What You Need to Know!

In this video, we break down how life insurance pricing works by looking at three key factors: investment returns, mortality costs, and lapse rates. While investment assumptions and mortality tables haven’t changed much, the way people cancel or keep their policies has. This behavior is very important when it comes to pricing. We’ll show you how understanding these factors helps you make better decisions when choosing between options like Term to 100 and Whole Life insurance. For example, we'll compare two policies from the same company for a 45-year-old man looking for $1 million coverage. Both policies cost the same, but they offer very different benefits over time. Watch to learn which option might be the better financial choice for most people."** 👉 Learn why the words “Tax Shelter” get clients’ attention instantly, and how to explain this strategy in plain language. 💡 Life insurance isn’t about persuasion. It’s about clarity, math, and trust. 🔗 Learn More  • LinkedIn: linkedin.com/pulse/mathlogicwealth-knowledge-power-cait-mba-cfp-clu-ch-f-c-tep-ablnc  • Website: https://jeffcait.com  • Books: NEW! 5 Slides Only: How Community Learning Improves Advisor Credibility Beyond Traditional Sales Methods: https://www.jeffcait.com/5slidesonly Don't Trust Me: Trust the Principles: https://www.jeffcait.com/donttrustme #lifeinsurance #insurancepricing #wholelifeinsurance #termtolife #financialplanning #insuranceeducation #financialadvisor #insuranceoptions #moneymanagement #wealthbuilding #insuranceexplained #investing101 #financialfreedom #policycomparison #financialdecisions 🔎 Related Searches how life insurance pricing works term to 100 vs whole life comparison understanding life insurance costs life insurance options explained life insurance pricing components non-par whole life insurance benefits lapse rates in life insurance best life insurance for middle-aged men term life vs whole life insurance pricing choosing the right life insurance policy life insurance pricing explained term to 100 vs whole life how life insurance is priced