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In this interview for The Future of Work(ers), Rodney Bolden, Executive Director, Head of Workplace Benefits Insights at Morgan Stanley tells journalist Ramona Schindelheim that — surprisingly — being replaced by AI is the not the biggest concern among workers today. It's rising prices. "The biggest concern today is the cost of living. Just 12% of workers say their pay has kept up with inflation. More than half say they have little or no money left over, are struggling to cover essentials, or can't even afford basic living essentials." Bolden says some employees are taking on debt to make ends meet and some are working multiple jobs. He says that employers are "recognizing the need to step up and help their employees. 40% of employers are offering employee assistance benefit programs and another 46% plan to offer them in the future." 🎦 Watch the entire interview to learn how changes in the workforce development system could better service midcareer and older workers. 🔗 Visit the Morgan Stanley At Work website: https://www.morganstanley.com/atwork 👉🏼 Watch more video interviews from the January 2026 The Future of Work(ers) newsletter here: / @futureofworkers 💻 Subscribe to Ramona Schindelheim's The Future of Work(ers) LinkedIn newsletter here: / the-future-of-work-ers-6886847074202218496