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Australia’s housing market is entering a dangerous phase in 2025. House prices are still near record highs, interest rates are much higher than a few years ago, and ordinary households are being squeezed by rent, mortgages and the cost of living. In this video, I break down why many people are now calling this a “housing bubble” – and why it’s getting harder for prices to keep rising without something breaking. We start with the national picture, then go city by city – Melbourne, Sydney, Brisbane and Perth – looking at prices, deposits, mortgage repayments and how much of people’s income is disappearing into housing. I also talk about how rising rents, power bills, groceries and insurance are making it harder to save, and why higher interest rates and reduced borrowing power are locking so many Australians out of home ownership. We then look at the bigger forces pushing this bubble: migration, lack of housing supply, construction problems, and policy decisions from the government and the Reserve Bank of Australia. Supporters say the system is working as designed. Critics say the “Aussie dream” is being pushed out of reach for normal working people. I try to present the situation in a calm, fact-based way so you can decide what you think. Everything in this video is just my personal opinion based on public information and viewer stories. It is not financial advice. Always do your own research and speak to a licensed professional before making financial decisions. 💬 Tell me in the comments: – Which city or state are you in? – Does the housing market around you feel sustainable or close to breaking point? – Roughly what share of your income goes to housing right now – under 20%, around 30%, closer to 40%, or even more? If you find this helpful, please like the video, share your experience in the comments, and subscribe so you don’t miss the next deep dive on Australia’s housing market, renting, mortgages and the cost of living.