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With PERS Purchase, every top-up becomes more than stored value — it becomes a continuous cycle of participation, insight, and growth. In this Product Highlight session, Angela Bustillos, Co-founder & CMO of eXplorins, unveils how the #Top-Up feature inside SaaS #PERS empowers businesses to build stronger loyalty ecosystems, reduce customer friction, and turn every transaction into measurable engagement and revenue. 1. Why Top-Ups Are the Future of Loyalty - When a customer tops up, they don’t just pay, they commit: Loyalty has evolved: from transactional discounts to stored-value ecosystems. McKinsey (2024): Brands linking payments to loyalty see +30% higher engagement and +25% in average spend. Psychological trigger: pre-paid credit creates a sense of ownership and anticipation. Bonus info: For hotels and destinations: top-up systems reduce dependency on OTAs and improve direct revenue stability. 2. How PERS Purchase Works Users recharge balance through credit card or payment gateway → receive PERS Tokens (credits). Tokens can be used for rewards, partner purchases, or campaign participation. Every top-up and redemption generates real-time, validated, transactional data. Fully integrated with any system like PMS, POS, and CRM systems, no plugins, no complexity. API-first design for tourism and experience industry. 3. The Business Value, Why It Matters Predictable Cash Flow: Prepaid balances improve liquidity and planning. Example: Starbucks Rewards holds $1.7B in stored value. Increased Spend per User: Pre-paid customers spend 22% more on average. Reduced CAC: Retention-focused ecosystems lower acquisition costs by 30–45%. Data Intelligence: Every top-up becomes part of measurable metrics — CLV, spend frequency, redemption rate. 💼 For Revenue Managers: stabilize income and boost ticket size. 🎯 For Marketers: personalize engagement and retention campaigns. 🌱 For Operators: turn experience into measurable growth. 4. From Payment to Participation. Every top-up is not just a payment, it’s participation, data, and trust made tangible. According to Deloitte (2025), the next evolution of loyalty lies in embedded finance, where payments drive participation and community. PERS Purchase bridges finance, engagement, and experience into one ecosystem. Supports sustainability-driven loyalty, turning every purchase into measurable local impact. Key Takeaways ✅ Top-ups create loyalty before the transaction — not after. ✅ PERS connects payments, users, and data into one engagement loop. ✅ Stored-value models ensure long-term revenue, sustainability, and loyalty impact. 🌐 Learn More and book a demo today https://pers.ninja/contact #PERSPurchase #TopUpLoyalty #LoyaltyInnovation #RevenueGrowth #CustomerEngagement #HospitalityTech #TourismInnovation #RetailLoyalty #Phygital #CustomerLoyalty #SaaS #DigitalTransformation #PERSbyExplorins