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Ever opened your mortgage statement and thought… *WHY did my payment go up?! You’re not crazy and you’re definitely not alone. In this episode, we’re breaking down the real reasons mortgage payments increase (even when you have a “fixed” rate), and what you can do about it. We’ll explain it in a way that actually makes sense. ✅ In this episode, we cover: • Why your mortgage payment can increase after closing • What an escrow shortage is (and how it happens) • How property taxes and homeowners insurance impact your monthly payment • The difference between escrow changes vs. your actual interest rate • What to look for on your mortgage statement • How to avoid surprises year after year If your payment jumped and you’re feeling stressed — this episode is for you. 📍Have a question you want us to cover next? Drop it in the comments! 🎧 Listen, subscribe, and share with a homeowner who needs this.