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💼 Business Inquiries & Partnerships: ARayeNJay@gmail.com Is moving to Arizona still affordable in 2026? If you are thinking about relocating to the Phoenix area, you need to know the real price tag of living here right now. In this video, we break down the actual cost of living in Arizona, specifically in Queen Creek, to help you plan your budget. We are pulling back the curtain on our personal monthly expenses as a married couple with no kids (DINK lifestyle) and a dog. We cover everything from the reality of inflation on grocery prices to the truth about summer utility bills (SRP). Plus, we share our secret weapon for offsetting high mortgage rates: House Hacking. We reveal how utilizing our Lennar Next Gen suite as an Airbnb impacts our bottom line and makes homeownership more affordable. 📝 IN THIS VIDEO, WE COVER: Rent vs. Buying: Comparing our previous apartment rent to our current mortgage interest rate and monthly payment. Utility Realities: The massive difference between winter and summer electricity bills in the desert. Hidden Homeowner Costs: The expenses people forget, like HOA fees, pest control (essential for scorpions!), and water/sewer. Daily Living: The truth about gas prices for commuting and our monthly grocery budget. Passive Income: How we use short-term rental income to lower our effective cost of living. ⏳ CHAPTERS: 0:00 - Intro 0:45 - Mortgage in AZ (2026) 1:35 - Electricity Bills (Summer vs. Winter) 2:20 - Gas & Internet Costs 3:15 - Water, Trash & Pest Control 4:05 - Car Insurance & Gas Prices 4:40 - Arizona HOA Fees Explained 5:30 - Our Monthly Grocery Bill (Inflation Reality) 6:25 - The Grand Total: Our Monthly Expenses Revealed 7:20 - House Hacking: Airbnb Income vs. Mortgage 8:30 - Is Arizona Worth It? / ashleerayenjay https://www.instagram.com/raye_n_jay/... Join the Crew: 500 Subscribers - March 27th, 2021 1,000 Subscribers - August 8, 2021 5,000 Subscribers - January 1st, 2026 Next Goal: 10,000