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#irs #bankingrules #immigration If you are over 60, a green card holder, or an immigrant with foreign bank accounts, a new 2026 banking and IRS reporting rule could dramatically impact your finances and even your immigration status. In this video, Sofia breaks down the new foreign account reporting requirements, explains why seniors and immigrants are being targeted, and shows how small, forgotten accounts can trigger massive penalties, audits, and USCIS complications under enhanced IRS, FinCEN, and USCIS data sharing. You’ll learn exactly what counts as a foreign financial account, how the lower reporting thresholds work, what penalties you could face, and—most importantly—the step-by-step action plan you can take now to stay compliant, protect your savings, and safeguard your path to U.S. citizenship. This is essential information for anyone with overseas financial ties who wants peace of mind before the 2026 rules take effect. #irs #bankingrules #immigrationmistakes #greencard #seniors #foreignbankaccounts #fbar #uscis #retirementplanning #taxrules