Budgeting Paycheck 1: 2/6 (Part 1) скачать в хорошем качестве

Budgeting Paycheck 1: 2/6 (Part 1)

Budget for paycheck 1/ 2/6: Part 1 The video (0:01-9:50) captures a person meticulously planning their budget for the first paycheck of February, focusing on various expenses and savings goals. Here's a breakdown of the key points: • Upcoming Paycheck & Birthday Budgeting (0:04-0:48): The speaker is preparing the budget for the February 6th paycheck, ahead of their February 7th birthday, to avoid financial worries during the weekend. They anticipate sufficient funds from their partner's check to cover immediate expenses like electricity, gas, and a car payment. • Tolls and Subscriptions (1:08-3:40): The speaker reviews toll payments, clarifying past entries and current allocations. They also allocate $50 for subscriptions. • Amelia's College Fund & Gas Budget (3:44-5:16): The video details a $35 contribution to Amelia's college fund. A significant portion, $250, is allocated for gas due to recent travel, highlighting a negative balance that needs adjustment. • Groceries & Debt Management (5:34-6:15): A $100 allocation is made for groceries, with a preference for using scan-and-go at Sam's Club. The speaker also discusses managing a Citibank payment within their debt binder. • Christmas & Future Savings (6:46-7:25): The speaker initiates a "Christmas binder" to save for future large family gatherings, including hosting for Christmas and New Year's Eve, anticipating the purchase of a new house. • Car Payments (7:33-9:02): The speaker reviews their car payment, correcting a previous miscalculation to $172 every two weeks, and confirms the partner's car payment of $206. • Cash Allocation (9:09-9:50): The video concludes with the speaker allocating cash for groceries and explaining a smaller paycheck due to a two-hour delay day from the previous week.