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Compare car insurance rates today and see how much 💰 you can save 👉 https://getjerry.com/s/U9Zxup Protect yourself from costly property damage claims with the right liability insurance coverage. In this video, Jerry breaks down property damage liability insurance and why it's so important. Property damage liability helps pay for repairs or replacement if you accidentally damage someone else's vehicle, home, business, or other property in an at-fault accident. While state minimums exist, experts recommend higher property damage liability limits of at least $50,000 since the average new car costs over $45,000 to replace if totaled. On average, state minimum liability-only coverage costs $928/year, while a full coverage policy with higher liability limits averages $1,985/year. While more expensive, higher liability limits provide invaluable protection. Download the Jerry app to find affordable rates for the coverage you need. Table of Contents: 00:00 Introduction 00:19 What is property damage liability coverage? 00:29 What does property damage liability insurance cover? 01:01 Are state mandated insurance limits enough? 01:47 What doesn't it cover? 01:58 How much does property damage liability insurance cost? ▶️ Subscribe to our YouTube Channel: @jerrycarinsurance 🚗New to Jerry? Visit: https://getjerry.com/ 📱 Join 3.5M+ drivers like yourself in saving $800 (or more!) on car insurance per year and download the Jerry app at: https://getjerry.com/youtube ⏰Check out our TikTok for more car content: @/thejerryapp 📸 Follow us on Instagram: @/thejerryapp 🐦 Follow us on X: @/thejerryapp •·················•·················•·················•·················•·················•·················•·············• Who’s Jerry? Meet Jerry—your new go-to car expert. At Jerry, we’re on a mission to redefine and radically improve how people manage owning a car. Like & subscribe for videos on everything from driving safely to tips to save money on your car costs like nobody’s business. Jerry is America’s first AllCar™ app — and it’s packed with features designed to eliminate car ownership frustrations. Find a great insurance rate in seconds with our most advanced shopping experience ever, refinance your car loan to a lower rate, stay safe on the road with our safety score tracker, and know exactly what you should pay for maintenance and repairs. Oh, and did we mention rewards? Yep, you earn them just for safe driving. Jerry is available in all 50 states, it’s completely free to use, and we save customers about $800 a year on car insurance alone. It’s no wonder we’re the #1 rated and most downloaded car insurance app. So make the move to Jerry. Because we car. Learn more about Jerry at https://getjerry.com/