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I am a consumer attorney. I am an expert in this field. We live in a society where everyone has free reign to expound upon any topic. People mistake their beliefs as actual expertise. Please stop this nonsense. I AM an expert in consumer protection. I ACTUALLY know how the law works. The short video here explains the VERY VERY basics of UCC 3 law related to mortgages. Anyone who tells you that the Note has to be endorsed to the plaintiff is wrong. Do not listen. The UCC 3 is extremely simple on the surface - and scammers use this to their advantage your loss - but below the surface (not addressed in this video) it is massively complex because of its interplay with federal mortgage servicing and origination statutes (RESPA and TILA, among others) and state statutes regarding debt collection and foreclosure (different in every state). Don't even THINK about listening to some knucklehead on the internet ... talk to an actual attorney who has actual experience suing banks. No one else has anything worthwhile to add to the conversation. Sorry for the rant, but I am sick and tired of the nonsense, and worse, that is used to prey upon desperate people. Get a free initial consultation with Josh: https://denbeauxlaw.com/contact-us/ Or you can email me directly at jdenbeaux@denbeauxlaw.com, or you can call/text me on my cell phone, (201) 970-6534. ---- More Resources Our website: https://denbeauxlaw.com About Foreclosure Defense: https://denbeauxlaw.com/foreclosure-d... Guide to Foreclosures in New Jersey: https://denbeauxlaw.com/resources/for... More about your rights during foreclosure: https://denbeauxlaw.com/foreclosure-r... Learn about the new CFPB servicing rules: https://denbeauxlaw.com/new-cfpb-mort...