Think Rising Rates Are Good For Banks? Think Again! | Chris Whalen скачать в хорошем качестве

Think Rising Rates Are Good For Banks? Think Again! | Chris Whalen

An oft-cited fact is that rising rates support the profitability of the commercial banking system. Chris Whalen, veteran banker, chairman of Whalen Global Advisors & Author of The Institutional Risk Analyst begs to differ. Whalen explains to Farley that banks make money by the spread between their yield on their loans and their cost of funds, and that while rising rates do increase loan yields, they also increase banks’ cost of funds. Whalen also explains why he thinks the Federal Reserve will be unable to do Quantitative Tightening because it will be stuck with mortgage-backed securities (MBS) for many years. -- BCB is Europe’s leading provider of business accounts and trading services for the digital asset economy. With a dedicated focus on institutional payment services, BCB Group provides business banking, cryptocurrency and foreign exchange market liquidity for some of the world’s largest crypto-engaged financial institutions. For more information, please visit https://bcbgroup.com/jack -- Timestamps: 00:00 Introduction 12:35 Inflation 18:13 The Problem The Fed Faces with Mortgage-Backed Securities (MBS) 21:08 Can the Federal Reserve Become Insolvent? 24:57 Mortgage Lending At Commercial Banks27 27:32 BCB Ad 28:20 Are Rising Rates Good For Banks? 31:54 Why A Recession Is Likely? 34:51 Outlook on Bank Stocks and U.S. Treasuries 44:00 Biggest Risk: Non-Bank Lenders 48:31 Credit Card Lending 51:16 Will Banks Suffer Losses from Russia's Invasion of Ukraine? 54:40 European Banks 58:35 Jack's Post-Conversation Explanation