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💼 Daily Mortgage Rates LIVE 10/31/25: Non-QM Loans for Borrowers

Welcome to another insightful episode of Daily Mortgage Rates LIVE!—your trusted source for navigating the dynamic world of home financing. In today’s episode, we’re shining a spotlight on a vital topic for independent professionals: Non-QM Loans for Self-Employed Borrowers. If you’re a freelancer, entrepreneur, or small business owner, you know that traditional lending standards don’t always fit unique income situations. That’s where Non-Qualified Mortgage (Non-QM) Loans come in—offering flexible solutions designed to help self-employed borrowers achieve their homeownership goals. Join our expert hosts as they break down how Non-QM Loans work, who they’re best suited for, and what makes them different from conventional loan options. We’ll also discuss current market trends, qualification tips, and how to present your financial profile to lenders for the best results. Whether you’re buying your first home, investing in property, or refinancing, this episode is packed with practical insights and expert guidance to help you move forward with confidence. Tune in to Daily Mortgage Rates LIVE! and discover how Non-QM Loans can open doors for self-employed borrowers in today’s ever-evolving mortgage landscape. For more episodes visit: https://themortgagecalculator.com/Pag... About The Mortgage Calculator: The Mortgage Calculator is a licensed Mortgage Lender (NMLS #2377459) that specializes in using technology to enable borrowers to access Conventional, FHA, VA, and USDA Programs, as well as over 5,000 Non-QM mortgage loan programs using alternative income documentation! Using The Mortgage Calculator proprietary technology, borrowers can instantly price and quote thousands of mortgage loan programs in just a few clicks. The Mortgage Calculator technology also enables borrowers to instantly complete a full loan application and upload documents to our AI powered software to get qualified in just minutes! Our team of over 350 licensed Mortgage Loan Originators can assist our customers with Conventional, FHA, VA and USDA mortgages as well as access thousands of mortgage programs using Alternative Income Documentation such as Bank Statement Mortgages, P&L Mortgages, Asset Based Mortgage Programs, No Ratio CDFI Loan Programs, DSCR Investor Mortgages, Commercial Mortgages, Fix and Flip Mortgages and thousands more! Our Mortgage Loan Originators are trained to be loan consultants to guide borrowers throughout the entire loan process. A licensed Loan Officer is only a phone call or zoom meeting away and always available to assist borrowers throughout the loan application process all the way to closing. To apply for a mortgage please visit our Quick Mortgage Quote Page at https://themortgagecalculator.com/Mor... The Mortgage Calculator is a registered DBA of Mortgage Calculator Company LLC. NMLS ID #2377459. Programs and rates are subject to change without notice. Mortgage Calculator Company LLC is licensed in the following states that require specific licensing disclosures: AZ (#1040352), CA CFL (60DBO-171188), GA Georgia Residential Mortgage Licensee (#2377459), IL MB.6761755 Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601 1-888-473-4858. Not licensed or conducting business in New York. Disclaimers: The principal and interest payment on a $400,000 30-year Fixed-Rate Loan at 6.375% and 80% loan-to-value (LTV) and 760 credit score is $2,495. The Annual Percentage Rate (APR) is 6.722% with estimated finance charge of $10,000. The principal and interest payments, which will continue for 360 months until paid in full, does not include taxes and home insurance premiums, which will result in a higher actual monthly payment. Rates current as of 3/5/2024. Subject to borrower approval. Disclosure: All lending products are subject to credit & property approval. Rates, program terms & conditions are subject to change without notice. Not all products are available in all states or for all amounts. Other restrictions & limitations apply.

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