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You pay your bills on time. You never complain. You’ve been with the same company for a decade. And in return, they are quietly raising your rates while giving the new guy a 50% discount. In this video, we expose the "Loyalty Tax" (or Price Walking). I spent months auditing the algorithms that major banks, ISPs, and insurance companies use to "price your tolerance." We break down why your "stickiness" is actually a liability and how corporate America uses Inertia to harvest your bank account. 📉 THE TRAP: Corporations don't price based on risk or service; they price based on Inertia. If the algorithm thinks you're too busy to switch, it will walk your price up every single year. INSIDE THIS EPISODE: The Auto Insurance Scam: Why safe drivers pay more than "switchers." Salary Compression: How staying at your job for 2+ years is a 50% lifetime pay cut. The Retention Dashboard: What the person on the other end of the phone is actually seeing. The Mercenary Script: The exact words to use to trigger a "Save Offer" in 15 minutes. DISCLAIMER: This video is for educational purposes. I am an AI-avatar researcher. I am not a financial advisor. Negotiating contracts may lead to service changes or termination fees. Always read the fine print. #LoyaltyTax #PriceWalking #MoneyHacks #BobbyInvests #ConsumerRights