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Subscribe for regular adviser insights. Join my weekly email for deeper thinking I only share by email: https://mailchi.mp/7fce467379f5/youtu... 00:00 – Introduction to planning consents 00:36 – The Rob Fiddler “hidden house” case 02:13 – Why planning permission matters 03:09 – What permitted development rights allow 04:40 – When planning permission is always required 06:01 – Examples: sheds, rear extensions, and front extensions 08:16 – Conservation areas and national parks 09:25 – Who grants planning permission 10:10 – The planning application process 11:20 – What building regulation approval is 12:45 – Why lenders need building regs + planning documents 14:05 – Real example: basement build & fire escape 15:10 – Mortgage readiness and documentation Planning permission confuses buyers and advisers alike — but for CeMAP 2, this knowledge is essential. In this video, we walk through real examples of permitted development vs. situations that require full planning consent, plus how conservation areas and national parks change the rules. We also explain the difference between planning consent and building regulation approval, why lenders ask for both, and what advisers need to look out for when clients extend or improve a property. A simple, practical guide to help you feel confident discussing property works, extensions, and compliance with your clients. #cemaptraining #mortgageadvice #financialadvisers #planningpermission #buildingregulations #propertyextensions #permitteddevelopment #mortgagebrokers #advisortraining #opuscontent