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Thinking about buying a home in 2025? FHA and conventional loans are two of the most common mortgage options for first-time buyers — but they work very differently. In this video, I break down the real differences between FHA and conventional loans, how each one works, and which option may fit your financial situation best. We’ll cover: ✔ Minimum credit score requirements ✔ Down payment differences ✔ Debt-to-income rules ✔ Appraisal requirements ✔ Long-term cost comparisons ✔ Which loan can save you more depending on your goals Whether you’re buying in Maryland, D.C., or Virginia — or anywhere else — understanding both programs can help you make a confident, informed decision. Schedule A Call With Me: https://www.audreyrozier.com Download Your FREE Relocation Guide: https://www.audreyrozier.com Connect with me! 📸Instagram: / audreyrozier 📘Facebook: / audreyrozierre Audrey Rozier, Keller Williams Flagship of MD Cell: 443-233-1593 Office: 410-729-7700 [email protected] ------------------------------------------------------ Get $25 off the Maryland Pre-Licensing Course: https://share.theceshop.com/x/hutnio Get 35% off the Pre-Licensing Course (not available in MD: https://share.theceshop.com/x/P6HIS1 Check out my list of Amazon finds: https://www.audreyrozier.com