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Modern yacht ownership has changed. In 2026, yachts no longer behave like lifestyle purchases. They operate as regulated, technology-driven financial structures. The traditional ownership model assumed: • Predictable annual costs • Gradual depreciation • Easy resale timelines • Stable insurance pricing • Manageable crew expenses Those assumptions no longer hold. In this breakdown, we analyze: • Why technology lock-in is reshaping maintenance economics • How environmental compliance now affects resale value • The hidden liquidity risk in the 2026 resale market • Why crew has become infrastructure, not labor • How outdated ownership models force early exits The “Yacht Trap” isn’t mechanical failure. It’s structural mismatch. If you’re considering yacht ownership, already own, or operate within the luxury maritime sector, this audit will reframe how you evaluate risk. Luxury is easy. Sustainable luxury requires structure. Subscribe for weekly financial intelligence on modern yacht ownership.