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The institution of money is rapidly evolving and the Riksbank is considering introducing an electronic substitute for cash. The possible economic consequences of introducing an e-krona have not been systematically studied and many questions are open. • What is the role of a currency in society, and what supports its stability and value in the long-run? Which economic problems does money ultimately solve? • What problems can we foresee that are associated with introducing an alternative payment instrument? Would e-kronor affect financial stability? • Should central banks play an active role or should private issuers lead the way? • Would profitability and efficiency in the banking system change? • Is the behavior of households, banks and the central bank affected by the payment mechanism? These topics will be discussed against the background of recent financial research by Gabriele Camera. www.houseoffinance.se