Average Net Worth In 2025 - By Age (Not What You Think) скачать в хорошем качестве

Average Net Worth In 2025 - By Age (Not What You Think)

Try Dash with your team today: https://bit.ly/dbxgraham #Dropboxpartner Thanks Dropbox for sponsoring this video! Let's talk about the Average Net Worth By Every Age, and how to make sure you save and invest enough money to stay on track. Enjoy! Add me on Instagram: GPStephan GET MY WEEKLY EMAIL MARKET RECAP NEWSLETTER: http://grahamstephan.com/newsletter AVERAGE NET WORTH BY AGE: Throughout Your 20s: Average Net Worth: -$23,704 Median Net worth: $7,638 Average Net Worth Late 20s: $113,084 Top 1% Income: $650,000 / Year Top 1% Net Worth: $350,000 To Do In Your 20s: Build Your Credit Score Open Up A Roth IRA Save 20% Of Your Income Start Investing Throughout Your 30s: Median Net Worth: $35,649 Average Net Worth: $317,171 Top 1% Net Worth: $956,000 – $4,034,486 Median Income (Age 35): $61,500 / year Average Income (Age 35): $82,871 / year Top 1% Income (Age 35): $400,000 / year Top 0.1% Income (Age 35): $2 million+ / year To Do In Your 30s: Pay off all high-interest debt (6–7%) Maintain a credit score of at least 750 Keep a 3–6 month emergency fund Save at least 20% of your income By 35, target net worth of ~2× income or 4× annual expenses Throughout Your 40s: Median Net Worth: $125,370 Average Net Worth: $791,616 Top 1% Net Worth: $6.5 million – $8.45 million Median Income: $60,000 / year Average Income: $85,450 / year Top 1% Income: $400,000 / year Top 0.1% Income: $1,062,000 / year To Do In Your 40s: Consider buying a home if it makes financial sense Max out retirement accounts (Roth IRA, 401k, HSA) Stick to a budget despite higher income Aim for 5–7× annual spending invested by late 40s Throughout Your 50s: Median Net Worth: $288,263 Average Net Worth: $1,406,887 Top 1% Net Worth: $13,231,940 – $15,371,684 Median Income: ~$60,000 / year Average Income: ~$77,000 / year Top 1% Income: $400,000 – $500,000 / year Top 0.1% Income: ~$1.4 million / year To Do In Your 50s: Track your expenses carefully to plan retirement needs Aim to be halfway through paying off your mortgage Ensure retirement savings can cover ~25× annual spending Prepare for possible lower income or earlier retirement Throughout Your 60s: Median Net Worth: $439,154 Average Net Worth: $1,703,727 Top 1% Net Worth: $17 – $22 million Net worth may peak and begin declining as spending increases and income slows To Do In Your 60s: Pay off mortgage to reduce expenses Expect spending to decline post-65 due to lifestyle changes Begin penalty-free withdrawals from retirement accounts (e.g. Roth IRA after 59½) Start planning Social Security withdrawals strategically The YouTube Creator Academy: Learn EXACTLY how to get your first 1000 subscribers on YouTube, rank videos on the front page of searches, grow your following, and turn that into another income source: https://the-real-estate-agent-academy... - $100 OFF WITH CODE 100OFF My ENTIRE Camera and Recording Equipment: https://www.amazon.com/shop/grahamste... For business inquiries, you can reach me at [email protected] *Some of the links and other products that appear on this video are from companies which Graham Stephan will earn an affiliate commission or referral bonus. Graham Stephan is part of an affiliate network and receives compensation for sending traffic to partner sites. The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available. This is not investment advice.