The Average Retirement Income Should Scare You (Seriously) скачать в хорошем качестве

The Average Retirement Income Should Scare You (Seriously)

Why the Average Retirement Income Should Terrify You Most people think they’re saving enough for retirement… until they see the real numbers. In this video, we break down what the average American retiree actually lives on, why it’s not nearly enough, and the simple shifts you can make right now to avoid becoming another statistic. We give you just the raw financial truth that schools, banks, and even the government don’t want to talk about. If you’re in your 20s, 30s, or 40s, this might be the most important video you watch this year. Social Security Data: Social Security Administration (SSA) - Average monthly benefit for retired workers (2024): $1,977/month Source: https://www.ssa.gov/news/press/factsh... Social Security Administration - Percentage relying on SS for 90%+ of income (12% men, 15% women aged 65+) Source: https://www.ssa.gov/news/press/factsh... Income & Spending Data: Median Income for 65+ ($4,200/month or $50,400/year) Based on analysis of Bureau of Labor Statistics Consumer Expenditure Survey data Additional reference: The Motley Fool analysis of retirement income Bureau of Labor Statistics (BLS) - Average annual expenditures for households headed by someone 65+ ($57,818/year) Source: Consumer Expenditure Survey 2022 https://www.bls.gov/cex/tables/calend... Net Worth & Savings Data: Federal Reserve - Median net worth by age group: Ages 65-74: $410,000 Ages 75+: $335,000 Source: Survey of Consumer Finances (2022) https://www.federalreserve.gov/econre... Retirement Savings Statistics: Median retirement savings ($65,000 across all ages) 25% of Americans have $0 saved for retirement Sources: Federal Reserve Report on Economic Well-Being of U.S. Households (2023), Vanguard "How America Saves" report, Fidelity retirement analysis Debt Statistics: Employee Benefit Research Institute (EBRI) - Approximately 60% of retirees carry some form of debt Source: EBRI Retirement Confidence Survey (2023) https://www.ebri.org/retirement/retir... Additional Data: Gallup - Retirement rates by age group (70% of 65-69 year-olds retired, 88% of 75+ retired) Source: Gallup Economy and Personal Finance survey data Retirement Savings by Age Brackets: Data compiled from multiple sources including: Vanguard "How America Saves" annual report Fidelity Investments retirement analysis Federal Reserve Survey of Consumer Finances "All calculations and examples are for educational purposes only and do not constitute financial advice. Past performance does not guarantee future results. Please consult with a qualified financial advisor before making investment decisions. Investment returns and principal value will fluctuate, and investments may be worth more or less than their original cost when sold."