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What will money, investing, and the economy look like in 2025? In this episode of Millennial Money Matters, Kelly Turner and Derek Mazzarella break down the top financial and cultural trends shaping 2025—from skinny jeans making a comeback to artificial intelligence reshaping jobs, investing, and daily life. We cover: The rise of thematic investing and why most funds underperform the S&P 500 National debt concerns and what it means for your taxes Inflation, interest rates, and the ongoing housing market crunch How AI is shifting the global economy and creating new job opportunities Why friendcations, oxblood red, and early 2000s fashion are trending What these financial megatrends mean for millennials and Gen Z This isn’t just about Wall Street—it’s about how 2025 will impact your wallet, your career, and your future. Timestamps 0:00 Intro and cultural trends of 2025 1:10 Oxblood red, skinny jeans, and friendcations 4:45 Thematic investing explained 7:00 Why most thematic funds underperform 9:45 National debt and debt ceiling explained 12:30 Inflation and housing market dynamics 16:00 Why interest rates remain high 20:30 AI megatrends and market disruption 24:00 Will AI take your job—or create new ones? 27:00 Predictions for self-driving cars and future jobs 28:30 Final thoughts and year-end trend challenge Connect with Us: LinkedIn: / derekmazzarella Instagram: / reels Facebook: https://www.facebook.com/people/Mille... Reach out to Kelly Turner at kturner@totalmortgage.com and Derek Mazzarella at dmazzarella@mygfpartner.com