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When an HOA board starts hiding financial records, limiting access to bank accounts, or rubber-stamping reimbursements with no documentation—homeowners need to pay attention. In this episode of HOA HELL, attorney Michael Kushner breaks down five red flags that often signal financial misconduct inside an HOA, and explains the specific tools California homeowners can use to expose it. From obstructed inspection requests to board members who refuse to answer basic questions, Kushner walks listeners through how these issues actually play out—and how to push back using the Davis-Stirling Act. 🎯 What You’ll Learn in This Episode: ✅ Five red flags that may indicate theft or financial misconduct by your HOA board. ✅ How boards create “structures of concealment” to block transparency. ✅ What Civil Code § 5200 gives you the right to inspect—and how to use it to uncover embezzlement. ✅ Why silence or refusal to answer financial questions is often a strategic tactic. This episode gives homeowners the legal framework—and the red flags—to start asking the right questions when the money doesn’t add up. 🔔 Subscribe for more full-length episodes and shorts to help you fight back against abusive HOA practices. 🎧 Listen on YouTube @hoahellpodcastofficial or wherever you get your podcasts. 🌐 📞Need help? Contact MBK Chapman at www.mbkchapman.com. Mention the HOA HELL podcast for a discounted consultation. Disclaimer: This content constitutes attorney advertising. The content of this podcast is for general informational purposes only and does not constitute legal advice. No attorney-client relationship is created by listening to this podcast, submitting a question, or receiving a response. Always consult with a licensed attorney regarding your specific legal situation. MBK Chapman and Michael Kushner disclaim any liability for actions taken or not taken based on the information provided in this podcast. This communication does not constitute a guarantee, warranty, or prediction regarding the outcome of your legal matter. About: Michael Kushner is the attorney who pioneered this niche area of the law—representing homeowners in disputes with their HOAs—in California. He created and taught the systems now used by the biggest law firms in the state focused on HOA litigation. Through his firm, MBK Chapman, and now through HOA HELL, Kushner continues to give homeowners practical legal tools to fight back. #MichaelKushner #MBKChapman #HOALaw #CaliforniaHOA #BadHOA #LSCarlsonLaw #HOAEmbezzlement #HOAFinancialMisconduct #DavisStirlingAct