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In 1907, Wall Street came dangerously close to total collapse — not because of war, invasion, or natural disaster, but because of two reckless speculators and a failed financial scheme. What began as a poorly planned attempt to manipulate the copper market spiraled into a full-scale banking panic. Trust evaporated overnight. Banks failed. Stock prices collapsed. And the U.S. government had no central bank to stop the bleeding. In this documentary-style breakdown, we explore: Who the two men were and what they did wrong How their actions triggered a nationwide banking crisis Why J.P. Morgan became the unofficial savior of Wall Street How this disaster directly led to the creation of the Federal Reserve Why the Panic of 1907 still matters today This is the forgotten financial crisis that reshaped modern banking — and exposed how fragile Wall Street truly was.