How Much Do You REALLY Need to Retire in Canada? скачать в хорошем качестве

How Much Do You REALLY Need to Retire in Canada?

Book a free consultation: https://calendly.com/george-mcconechy... How much do you actually need to retire in Canada? Ask ten different people and you’ll get ten different answers—$1 million, $2 million, “it depends.” But the truth is, retirement planning shouldn’t be based on guesswork or rules of thumb. In this video, I’ll walk you through a clear, step-by-step framework to calculate your personal retirement number—based on your lifestyle goals, expected government benefits like CPP and OAS, projected inflation, and your actual income needs in each phase of retirement. Here’s what we’ll cover: ✅ How to calculate your retirement spending needs (based on real lifestyle data) ✅ Why retirement happens in phases—and why your costs will change over time ✅ How CPP and OAS work, how much you’ll likely receive, and how to factor them in ✅ The risks of waiting too long to withdraw from your RRSP—and how early, strategic withdrawals can reduce taxes and avoid OAS clawbacks ✅ How to use your TFSA the right way for tax-free income and better flexibility ✅ Tips for coordinating income from non-registered investments and corporate accounts ✅ How to protect your cash flow against inflation and rising health care costs ✅ Why the right strategy matters more than hitting a magic savings number This isn’t just about saving more—it’s about planning smarter. Because $600,000 with a strategy can last longer than $1.2M without one. If you’re a Canadian in or near retirement and you want to make sure your plan supports your lifestyle (without giving half of it to taxes), this video is for you. Whether you’re retiring at 60, 65, or later, these principles can help you avoid costly mistakes and build peace of mind around your retirement income. Ready to get clarity on your numbers and your plan? Click the link above to book your free consultation. I’ll help you map out a sustainable, tax-efficient income strategy that’s built around your life—not someone else’s rule of thumb. #retirementplanning #canadianretirement #rrsp #tfsa #cpp #oas #financialplanning #retireincanada #retirementincome #taxplanning #novuspro #raymondjames #wealthmanagement #retirementgoals #earlyretirement #financialadvisor #canadianfinance #retirementstrategy #inflationplanning #rrifwithdrawals #oasclawback #retirementbudget #personalfinancecanada #retirementphases #drawdownstrategy