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The Millennial and Gen Z generations are spending more on luxury goods in a trend called “doom spending.” Clark explains what’s going on. Also, being your own advocate with a cancer diagnosis could be the difference between life or death. Clark gives advice to help you find the best innovative care and shares how it relates to his prostate cancer treatment journey. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the November 7, 2024, episode of The Clark Howard Show. 00:00 - Intro 01:02 - The Rise of "Doom Spending" 05:31 - Ask Clark - Lease or Buy a Luxury Car 08:17 - ask Clark - Web-Based Car Sales Place 11:11 - Ask Clark - Where’s a good place to comparison shop for various car insurance 15:13 - Be Your Own Health Advocate 21:55 - Ask Clark - CA different taxes depending on the jurisdiction 23:46 - Ask Clark - Student Housing Fees and Extremely High Prices 27:39 - Ask Clark - Should couple increase their 401(k) contributions and switch from traditional to Roth 401(k), skipping Roth IRAs? Related resources: https://clark.com/calculators/ https://clark.com/insurance/car-insur... Clark.com: Advice You Can Trust: SUBSCRIBE: / clark Listen To The Clark Howard Podcast: https://clark.com/podcast Apple Podcasts: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/3lrwhe2... iHeartRadio: https://www.iheart.com/podcast/8-the-... Follow Us for More Money Tips: Website: https://clark.com/ Podcast: https://clark.com/podcasts/ Newsletter: https://clark.com/newsletters/ Instagram: / theclarkdotcom Facebook: / clarkhoward Need Consumer Advice? The Consumer Action Center is a free resource for advice on money and consumer issues. Call 636-49C-LARK (636-492-5275) and a member of Team Clark will assist you as soon as possible. The Consumer Action Center is available Monday-Friday from 10 a.m. to 4 p.m. ET. If you found this video valuable, give it a like. If you know someone who needs to see it, share it. Leave a comment below with your thoughts. Add it to a playlist if you want to watch it later. Our Promise to You: At Clark.com and ClarkDeals.com, we do not get paid for endorsements or reviews of any product or service, nor do we allow advertisers to place paid content on our sites. More information: https://clark.com/ad-disclosure/