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If you’re living in Germany or planning to move here, one of the biggest decisions you’ll face is choosing between Public and Private health insurance. In this video, Shivananda Halladamath breaks down everything you need to know — from costs and coverage to benefits, drawbacks, and how to decide which option suits you best. Contact Shiva via Instagram: expatwealth_de 👇 Don’t forget to: 👍 Like this video 💬 Comment your questions below 🔔 Subscribe for more insights on living, working, and thriving in Germany! 00:00 ▶️ Precap 00:36 🎙️ Intro 02:46 💼 Switch to Financial Consulting 04:26 🎯 Why You Should Watch This Podcast 06:56 Private Health Insurance in Germany 09:21 🕐 When to Consider Switching to Private 10:56 💶 Premiums: Private vs. Public 15:51 📄 Importance of Reading Contracts / Coverage Details 16:26 🌟 Benefits of Private Insurance 20:21 🦷🤰 Additional Coverage: Dental & Maternity 21:46 🔄 Switching from Private to Public – How Easy or Difficult Is It? 24:21 ⚠️ Why Avoid Private Insurance? Common Mistakes 25:51 💭 Why to Private Insurance ? 28:26 ⏳ Long-Term Benefits 31:16🔮 Future of Health Insurance in Germany 32:46❓ Questions to Ask Before Switching to Private Insurance 34:11 🆕 Advice for Newcomers in Germany 35:31👶 Success Stories 36:46⚕️ Failures / Dark Side 39:16💡 Why Consult a Financial Advisor (and Be Careful) 41:51🤔 Why Consider Private Insurance in the First Place? 44:41 ⚖️ Final Thoughts: Private vs. Public Insurance 46:31 🔚 Concluding Remarks #Germany #HealthInsurance #GermanHealthcare #PublicVsPrivate #ExpatsInGermany #LifeInGermany #expatsingermany #expatslife