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The rupee has been quietly losing value for decades. Not overnight crashes. A slow, structural drift that most people ignore until it hits their wallet. In this episode, we break down why the rupee depreciates against the dollar, not headlines, but fundamentals. Trade deficits, inflation gaps, capital flows, and why “India growing fast” does not automatically mean a stronger currency. We trace the rupee’s journey over time and explain what this depreciation actually does to your portfolio. How it silently erodes foreign expenses. How it changes the math of global consumption. And why earning and investing only in rupees can be riskier than it feels. If you have plans to study abroad, travel internationally, buy global assets, or simply protect long-term purchasing power, this conversation matters. Tune into this to understand what the rupee’s direction means for your money. And what you can realistically do about it.