Learning to Embrace Financial Freedom and Spend More in Retirement скачать в хорошем качестве

Learning to Embrace Financial Freedom and Spend More in Retirement

Growing up in large families with modest incomes, Tom and Tracy Untiet learned early on that while they didn’t have much, they always had what they needed. From sharing space in multi-family homes to parents stretching paychecks with side jobs, these experiences shaped their outlook on money and instilled lifelong habits of working hard, budgeting, and saving money whenever possible. In this episode, Tom and Tracy share their journey from growing up in large families with limited resources to carving their own path as a young couple. Now that they’re retired, they talk openly about what it really means to “live every day like it’s Saturday.” From budgeting exercises that reshaped their perspective, to learning that it’s okay to spend and enjoy their money, their story is one of balance—between caution and enjoyment, planning and freedom, work and leisure. Their reflections on family, marriage, and financial planning not only inspire wise preparation but also underscore the importance of embracing the freedom to enjoy the rewards of hard work. KEY TAKEAWAYS: 00:00 Introducing Tom & Tracy Untiet 03:48 Childhood Memories Growing Up In Big Families 10:24 Life Was Simpler, Even on Modest Means 16:01 How Tom & Tracy First Met as Teenagers 18:32 Marriage, School, and Changing Careers 24:17 Their Formative Years and Relationship with Money 27:54 Getting Started with Investing, Stocks & 401(k)s 31:03 Proudest Memories of Being Parents 34:19 The Journey of Finding a Trusted Financial Advisor 40:41 Retirement Transitions: Identity, Balance, and Freedom 43:09 Why Tom (and Men) Often Struggle with Retirement 45:44 How Good Savings Habits Creates Opportunities 52:01 Telltale Signs That You Nailed Your Retirement Goals 54:54Rapid Fire with The Untiets Favorite Things & Memories 58:17 Tom & Tracy’s Best Marriage Advice #retirementplanning #retirementgoals #financialfreedom Get access to the show notes and all resources by visiting: https://arcadia.financial/tom-tracy-u... SUBSCRIBE ON YOUTUBE: https://www.youtube.com/@Saturday_Sta... DISCLOSURES: Arcadia Wealth Management, LLC (Arcadia) is an investment adviser registered with the U.S. Securities and Exchange Commission (SEC) and the state of New Hampshire. The information presented in this video is for educational and informational purposes only and is intended for a broad, general audience. It is not intended as, and should not be construed as, an offer, solicitation, or recommendation to buy or sell any securities or to adopt any investment strategy. All investments involve risk, including the potential loss of principal. Past performance is not indicative of future results. Any references to investment strategies, philosophies, or client experiences are illustrative and may not be representative of all clients or outcomes. Arcadia Financial has a reasonable basis to believe that this content does not include any false or materially misleading statements and presents information in a fair and balanced manner. No portion of this communication should be construed as tax, legal, or accounting advice. Please consult your own tax or legal professional for guidance specific to your situation. Investment advisory services are provided through Arcadia Wealth Management, LLC, an SEC-registered investment adviser. Insurance products and services are offered through Arcadia Financial Group, LLC, by appropriately licensed agents. Bookkeeping and tax preparation services are provided by Arcadia Tax, LLC. These affiliated entities operate independently but are under common ownership.