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Banks and fintechs are no longer asking if they should expand cross-border; they’re asking how. In this episode of the IPR Podcast, we unpack what the UK’s proposed fast-track (provisional) licence really means for banks and fintechs looking to move faster in cross-border payments and remittances. With regulatory pressure increasing and global expansion becoming more complex, is a time-limited licence enough to scale confidently? Or does Remittance-as-a-Service (RaaS) offer a more practical route to market? 🎙️ In this episode, we explore: • What the UK fast-track licence is and why it matters for fintech growth • The limitations of provisional licensing for cross-border payments • How RaaS compares to fast-track authorisation in speed, compliance and scalability • What banks and large fintechs should consider before entering new corridors • How to reduce regulatory friction without slowing innovation Tune in here: • RaaS Explained: How Banks and Fintechs Can... Chapters 00:00 – Episode intro 02:22 – Why banks & fintechs are rethinking cross-border expansion 03:10 - How Remittance as a Service (RaaS) unlocks new revenue 06:00 - How RaaS accelerates growth & expansion 08:00 - What is RaaS? 09:20 - RaaS vs licensing 12:50 - Why RaaS is gaining momentum 15:55 - UK fast-track licensing explained (what it really means) 18:33 - RaaS vs fast-track licensing: who each model is for 19:55 – What's the RaaS onboarding process? 26:00 - What surprises banks & fintechs after adopting RaaS? 30:12 - How to choose the right RaaS provider Stay connected Have thoughts, feedback or topic suggestions? Email us at marketing@ipr-events.com 🔔 Follow IPR for more insights on cross-border payments: LinkedIn: / innovation-in-payments-and-remittances Instagram: / iprglobal 🎧 Listen on: Spotify: https://open.spotify.com/show/5gaOZuA... Apple Podcasts: https://podcasts.apple.com/us/podcast... #CrossBorderPayments #Remittances #MoneyTransfer #Payments2026 #PaymentsIndustry #Fintech #IPRPodcast #MoneyTransferBusiness #InternationalPayments