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If you’re trying to qualify for CMHC’s MLI Select program, you need to understand how to reach the much coveted 100-point threshold strategically. In this 15-minute breakdown, I walk through exactly how to structure a multi-unit project to hit 100 points under the MLI Select scoring system, including how affordability, energy efficiency, and accessibility categories interact. Most investors underestimate how much financing power they’re leaving on the table. In this video, we cover: • How the MLI Select point system works • The three scoring categories: affordability, energy efficiency, accessibility • How to combine categories to reach 100+ points • What qualifies (and what doesn’t) • Why 5+ units are required • How hitting 100 points improves amortization and loan-to-value If you are building a purpose-built rental in Ontario or anywhere in Canada, understanding how to engineer your project to meet CMHC criteria can dramatically improve cash flow and long-term returns. MLI Select is available only for properties with 5 units or more. The difference between 80 points and 100 points can materially change your financing structure. MLI Select is a CMHC-insured mortgage program designed to encourage: • Affordable rental housing • Energy-efficient construction • Improved accessibility standards Projects are scored on a point system. Higher scores unlock: • Extended amortizations (up to 50 years) • Higher loan-to-value ratios • Improved debt service coverage flexibility Reaching 100 points is often the strategic threshold for meaningful financing advantages. If you are • Real estate investors • Multi-family developers • Builders planning 5+ unit projects • Mortgage brokers structuring rental deals • Ontario rental housing developers … I invite you to work with us Kingwell Fine Homes builds purpose-built rental projects designed to align with CMHC financing programs like MLI Select. Website: https://www.KingwellHomes.com #mliselect #purposebuiltrental