The Complete Guide to Gifting in 2025: Annual Limits, Lifetime Exemptions & Rules Explained скачать в хорошем качестве

The Complete Guide to Gifting in 2025: Annual Limits, Lifetime Exemptions & Rules Explained

00:00 - Intro 01:04 - The Annual Exclusion 01:58 - The Lifetime Exemption 03:20 - How These Work Together 05:08 - What Counts as a Gift? 05:53 - The Special Exceptions 06:04 - Tuition 06:19 - Medical Expenses 06:27 - Gifts to Your U.S. Citizen Spouse 06:42 - Gifts to Qualified Charities 06:52 - Political Contributions 07:16 - Real-World Example — $100,000 Down Payment 08:10 - Getting Creative With Timing 09:12 - Why This Matters 09:50 - Q&A: Common Gifting Questions 09:57 - Do I Have to Report Gifts or Pay Taxes on Gifts I Receive? 10:27 - Does “That” Really Count as a Gift? 11:58 - What If My Parents Buy Me a Car but Keep the Title in Their Name? 12:16 - What If I Pay Off My Child’s Debt, Like a Credit Card? 12:29 - What Happens If I Gift Stock Instead of Cash? 13:47 - What If the Donor Passes Away After Making Large Gifts? 14:18 - Loans vs. Gifts 16:52 - Bloopers Learn how gift tax rules work in 2025 with this complete guide to annual limits, lifetime exemptions, and IRS reporting requirements. Whether you’re helping kids with a home down payment, covering tuition, or planning long-term wealth transfers, understanding the $19,000 annual exclusion and $13.99M lifetime exemption is essential. This video breaks down smart gifting strategies so you can give confidently, avoid mistakes, and maximize your family’s financial future. Some of my favorite books: https://amzn.to/3KF3tlr Camera & equipment I use: https://amzn.to/3Z20lof Disclaimer: Please note that this video is made for entertainment purposes only and not to be taken as financial advice. Always make sure to do your own research. Join the family & subscribe to my channel here:    / erintalksmoney   Thanks for watching, I appreciate you!