Buyers Are STUCK… Here’s Why скачать в хорошем качестве

Buyers Are STUCK… Here’s Why

Mortgage rates just dropped to 6.09% — so why are home sales falling 8.4%? In this 2026 housing market update, I break down what’s really happening with mortgage rates, inventory, home prices, and buyer activity — and why it still feels so hard to buy a house right now. If you’ve been wondering: Should I wait to buy? Are home prices about to fall? Is this finally a buyer’s market? Why are existing home sales declining? This video explains the real story in plain English. We’ll cover: The latest 30-year mortgage rate data Why lower rates aren’t fixing affordability The lock-in effect explained Current housing inventory levels Why home sales dropped 8.4% What this means for buyers and sellers And how the Birmingham housing market compares to national trends The headlines make it sound simple — but the reality of the 2026 housing market is more complicated. If you’re thinking about buying or selling in Birmingham, Helena, Hoover, Alabaster, or anywhere in the Birmingham metro, this breakdown will help you understand what’s actually happening right now. 📞 Thinking about buying or selling in Birmingham, Alabama? Schedule a call: https://calendly.com/zakjonesrealesta... 📱 Call/Text: 205-538-2321 📧 Email: zakjones@kw.com 🌐 Website: zakjonesgroup.kw.com Follow me everywhere: @zaksellsbham 00:00 Mortgage Rates Drop to 6.09% (2026 Update) 00:06 Why This “Good News” Doesn’t Make Sense 00:09 Existing Home Sales Fall 8.4% — Lowest in 2 Years 00:15 Why It Still Feels Hard to Buy a House 00:37 Do Lower Mortgage Rates Mean Lower Home Prices? 00:49 30-Year Mortgage Rate Data Explained 01:04 Payment Breakdown: 6.87% vs 6.09% ($350K Example) 01:22 Why Lower Rates Aren’t Fixing the Housing Market 01:30 National Home Sales Report (NAR January Data) 01:51 Median Home Prices Are Still Rising 02:02 The Real Problem: Housing Inventory & Lock-In Effect 02:17 1.22 Million Homes for Sale — 3.7 Months Supply 02:34 Why Homeowners Aren’t Listing (Golden Handcuffs) 03:01 Homes Taking Longer to Sell (Days on Market Rising) 03:12 Birmingham Housing Market Update (January 2026) 03:23 Birmingham Home Prices & Days on Market 03:29 Fewer Homes Sold in Birmingham — What It Means 03:45 Is It a Buyer’s Market in Birmingham? 03:54 What Buyers Should Do Right Now 04:25 New Construction Incentives Explained 04:34 What Sellers Need to Know in 2026 04:47 When Will the Housing Market Feel Normal Again? 05:06 What $350K Buys in Helena vs Alabaster vs Hoover