The Truth About Interest Rates (Mortgage Rates, Investing & Financial Control) скачать в хорошем качестве

The Truth About Interest Rates (Mortgage Rates, Investing & Financial Control)

📈 Most people obsess over interest rates — mortgage rates, savings rates, CD rates, auto loan rates, 401(k) returns. But what if the rate isn’t the real strategy? In this episode of Before the Returns, we break down: • Why interest rates aren’t always the main driver of wealth • How banks actually make money (hint: it’s not just the rate) • Why 15-year mortgages are often incentivized over 30-year loans • What “money velocity” really means • Why many experienced investors focus on control, liquidity, and access • The difference between being a depositor vs. thinking like an owner • Why locking money in 401(k)s and IRAs may limit flexibility depending on your goals • How to think about high interest rates in real estate investing • When paying 15–20% interest can make sense in certain structured situations • Why strategy often matters more than rate alone If you’ve ever: • Waited to buy a house because rates were “too high” • Chased a higher-yield savings account • Felt stuck in your financial plan • Wondered how banks profit even in low-rate environments This episode may challenge how you think about money. 🏆 The goal isn’t to ignore interest rates- it’s to better understand when they matter — and when control may matter more. If you’re interested in building a stronger financial foundation and thinking more strategically about money, subscribe and follow along. 🔔 New episodes weekly. 📆 *This content is for educational and informational purposes and reflects personal opinions and experiences. It is not financial, investment, tax, or legal advice. Always consult with a qualified professional before making financial decisions.