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You’ve probably heard of an “ARM loan” but never knew what it meant. Your mortgage broker tells you, “Oh, don’t worry about those,” your mother screams, “NEVER get an adjustable rate!” Why are SO many people against using adjustable rate mortgages (ARMs), and why do professional investors and mortgage brokers, like Christian Bachelder and David Greene, use ARMs on their own investments? Who’s right and who’s wrong? In this episode, we’ll unpack everything you need to know about ARM loans. We’ll go over what they are, why they’re used, whether they’re cheaper than fixed-rate mortgages, and a home loan hack that Christian uses to pay less while making more from his rentals. If you think any adjustable rate or interest-only loan is bad news, prepare to have your mind blown. This strategy could be EXACTLY what you need on your next property! Have you ever used an ARM loan for a rental property? Or is short-term financing something you stay far away from? Let us know in the comments below! ~~~~ Join BiggerPockets for FREE 👇 https://www.biggerpockets.com/signup?... ~~~~ Find an Investor-Friendly Agent in Your Area: http://biggerpockets.com/agentmatch ~~~~ Find Investor-Friendly Lenders: http://biggerpockets.com/lendermatch ~~~~ The “Lowest Rate” Rip-Off and Mortgage Mistakes You MUST Avoid: • The “Lowest Rate” Rip-Off and Mortgage Mis... ~~~~ Why an Adjustable Rate Mortgage (ARM) May Not Be As Risky as you Might Think: https://www.biggerpockets.com/blog/20... ~~~~ ARM vs. Fixed-Rate Mortgages (Which Is Better For Cash Flow?): https://www.biggerpockets.com/blog/ro... ~~~~ Work with The One Brokerage: Website: https://the1brokerage.com/ Email: [email protected] Intake Email: [email protected] ~~~~ Work with David: https://www.davidgreene24.com/ ~~~~ Connect with Christian and David on BiggerPockets: Christian: https://www.biggerpockets.com/users/c... David: https://www.biggerpockets.com/users/d... ~~~~ Follow Christian and David on Instagram: Christian: @the_one_broker or / the_one_broker David: @davidgreene24 or / davidgreene24 00:00 ARMs (Adjustable Rate Mortgages) Explained 01:44 Are ARMs Cheaper? 03:07 Fixed Isn't Always Foolproof 05:18 ARM Loan Hacks for Lower Rates 10:02 Penalties to Look Out For 12:20 Connect with Christian!