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Universal basic income (UBI) is a government program in which every adult citizen receives a set amount of money regularly. The goals of a basic income system are to alleviate poverty and replace other need-based social programs that potentially require greater bureaucratic involvement. The government of India launched the Direct Benefit Transfer (DBT) Program on 1st Jan 2013 to directly transfer benefits to the underprivileged population covered under 34 central schemes. With the DBT program, GoI aims to make payments directly into the Aadhaar-linked bank accounts of the end beneficiaries, removing any malpractices from the existing system such as diversions and duplicate payments. The primary aim of this Direct Benefit Transfer program is to bring transparency and terminate pilferage from the distribution of funds sponsored by the Central Government of India. In DBT, benefits or subsidies will be directly transferred to the citizens living below the poverty line. No subsidy will be given to those people who don't require it. Central Plan Scheme Monitoring System (CPSMS), being implemented by the Office of Controller General of Accounts will act as the common platform for routing DBT. CPSMS can be used for the preparation of a beneficiary list, digitally signing the same,, and processing of payments in the bank accounts of the beneficiary using the Aadhaar Payment Bridge of NPCI. All relevant orders related to the DBT are also available on the CPSMS website. ______________________________________________________________________ 🚀 Are you aspiring to crack the IAS exam and achieve your dreams of becoming a civil servant? Stay UPSC-ready, and follow us on social media for valuable updates and resources! 🚨Website - https://launchpadeducation.in/ 🚨Instagram - / launchpadeducation 🚨Facebook- / launchpadeducationsolutions 🚨Telegram- https://t.me/LaunchpadEducation 🚨Whatsapp Channel - https://whatsapp.com/channel/0029Va59...