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In this episode, Sabado shares his journey to retirement and debunks the myth that you need a million dollars to retire. He outlines five crucial habits that helped him achieve financial freedom: living below his means, understanding real monthly expenses, embracing flexibility, recognizing his 'enough' number, and practicing life without work at the center. Sabado emphasizes that retirement is about aligning habits, lifestyle, and expectations with financial goals, rather than chasing an arbitrary number. Tune in to learn how you can adopt these habits to build a secure and fulfilling retired life. 00:00 The Million Dollar Myth 00:17 The Reality of Retirement 01:20 Habit 1: Living Below Your Means 02:25 Habit 2: Knowing Your Real Expenses 04:06 Habit 3: Embracing Flexibility 06:12 Habit 4: Recognizing 'Enough' 07:40 Habit 5: Practicing Life Without Work 08:34 Aligning Habits with Retirement Goals 09:02 Final Thoughts and Encouragement LEGAL NOTICE: I am a retired HR executive, but I am not your professional advisor. The information in this video is provided for general educational and entertainment purposes only and does not constitute professional HR, legal, or financial advice. Your circumstances are unique. Please perform your own due diligence and consult with a licensed professional in your jurisdiction before taking action based on the content of this video. The Everyday Retiree and its creators accept no liability for any loss or damage resulting from the use of this information.