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One of the most common questions we hear is: What’s going to happen to the real estate market in 2026? Between news headlines and YouTube commentary, many people believe the Tampa Bay area is headed for a foreclosure-driven housing crash. In this video, we break down the actual foreclosure and short sale data to separate fact from fear. Using real MLS statistics, we analyze: Foreclosure trends in Hillsborough County Bank-owned properties and short sales in Pasco County What’s happening right now in the Lutz real estate market How local foreclosure rates compare to national averages Why foreclosure and short sale activity remains historically low Why the market appears to be stabilizing, not crashing What interest rates and rising mortgage applications could mean for 2026 You’ll see why the data does not support the idea of a major housing crash and why areas like Lutz may see modest appreciation heading into 2026. If you’re a buyer, seller, homeowner, or investor trying to understand where the Tampa Bay housing market is heading, this video provides a clear, data-driven outlook based on facts — not headlines. 📊 Markets covered: Tampa Bay, Hillsborough County, Pasco County, Lutz 📅 Data range: 2020–2025 with a 2026 outlook 👉 Subscribe for ongoing local market updates and honest real estate insights. Tampa Home Group - John & Maria Hoffman Keller Williams Realty New Tampa 18302 Highwoods Preserve Parkway, Suite 110 Tampa, FL 33647 O: (813) 705-7950 SL667578